The Investor Insights

In July, FHA adopted new guidelines that lower the maximum loan to value (LTV) for multifamily market rate loans to 83.3%. Previously this was 85% for acquisition and refinancing on the 223 (f) program and 90% for new construction on the 221 (d)(4) program. Debt Service Coverage Ratios have been increased to 1.2 for market [...]

I got something really special for you today. At my Getting the Money Bootcamp in June, one of the bonuses we gave to the attendees was a list of active private lenders in their market. Obviously, it was a huge hit. In fact, some of the people came to Denver (and paid big bucks) just [...]

Hard money lenders can save your deals because they are able to give you the money quickly as opposed to traditional lenders that have to follow much more strict guidelines. So you need to establish a relationship with a hard money lender fast so you won’t lose your investment opportunity. Even before you identify a [...]

We got a glimmer of good news on the commercial lending side of the world from Marcus & Millichap Research… * Constraints on commercial real estate lending eased during the first half of 2010, a trend that should continue as more lenders re-enter the securitization market and life insurance companies pursue a broader range of [...]

I admit the legislative battle over seller financing had me scared for the real estate investors who are seller financing residential properties. The House initially proposed that only licensed mortgage originators should be allowed to do seller financing transactions OR be limited to one transaction every 3 years. On June 23rd, the sponsors of that [...]