The Investor Insights

The housing market is flooded with inventory, which reduces demand for any given house. And mortgage approval rates are down, making it tough for buyers to get financing. Sounds like a rotten situation for sellers and buyers. But not necessarily. Despite these difficulties, it’s possible to get creative with financing – seller financing, that is. [...]

Finding deals is not as challenging in this economy, but the REI space is a little crowded. Investors are mailing postcards to foreclosure victims. (Have you tried this strategy? How has it worked for you?) We buy houses signs are all over the place, but the real way to find deals are less than these [...]

If you turn on the news this week, it’s a scary scene. The president and Congress are battling out whether to raise the debt ceiling or not. It’s true; we’re living in a scary time. And as Las Vegas tycoon Steve Wynn says, businesses are scared to invest. Especially with moves like the one that’s [...]

From THE PAPER SOURCE JOURNAL, July, 2011: The Federal Reserve, which received sweeping new authority under the Obama regulatory reauthorization, wants to effectively eliminate seller-held mortgages. It will do this by enacting a rule for the Dodd-Frank Act prohibiting property sellers from taking back a mortgage unless the buyer essentially can qualify for conventional financing! [...]

I admit the legislative battle over seller financing had me scared for the real estate investors who are seller financing residential properties. The House initially proposed that only licensed mortgage originators should be allowed to do seller financing transactions OR be limited to one transaction every 3 years. On June 23rd, the sponsors of that [...]